| Coverage |
Advantage |
Standard |
| Improperly executed document |
Yes |
Yes |
| A third party title claim |
Yes |
Yes |
| Pre-policy forgery, fraud or document executed under duress |
Yes |
Yes |
| Defective or inappropriate recording of document |
Yes |
Yes |
| Failure to record restrictive covenants |
Yes |
Yes |
| Undisclosed liens |
Yes |
Yes |
| Mental incompetence of previous Grantors |
Yes |
Yes |
| Incorrect legal descriptions |
Yes |
Yes |
| Unmarketable title |
Yes |
Yes |
| Automatic increase of coverage for five years to 150% or original policy value |
Yes |
No |
| Coverage to insure legal right for vehicle and pedestrian access |
Yes |
No |
| Protection for pre-policy zoning violations |
Yes |
No |
| $10,000 indemnity against improperly created subdivision |
Yes |
No |
| $25,000 indemnity for forced removal of existing structure other than a boundary wall or fence |
Yes |
No |
| Protection from Mechanics Liens |
Yes |
No |
| Protection against forgeries affecting title that occur after policy is issued |
Yes |
No |
