Champion Title offers a full range of settlement and title services for:

Purchase

Champion Title handles several purchase formats, such as, residential sales and resales. For an investment as important as your home, let us collaborate with all the parties necessary to ensure a favorable outcome.

Refinance

Champion Title conducts refinance transactions in all counties of Maryland, District of Columbia, Virginia and Florida. If you are looking to refinance your home, put your trust in us that your transaction will be handled with ease. We are more than happy to conduct your refinance at one of our conveniently located offices or in the comfort of your own home.

Allow Champion Title to provide you with a quick quote by clicking on our fee calculator below or by calling one of our offices. Someone from our friendly and knowledgeable staff will be more than happy to help you.

Commercial

Champion Title has been servicing the commercial real estate community since 1993 with experience including new construction and land acquisition. Let Champion Title be your choice of title company in the industry when experience counts on a transaction as complex as commercial real estate.

1031 Exchange

Champion Title will coordinate 1031 Like-Kind Exchanges. Under Section 1031 of the Internal Revenue Code, owners of business or investment property, through the use of a Qualified Intermediary holding proceeds in escrow, can sell one property and purchase a similar "like-kind" property while deferring capital gains. Capital gain taxes on the sale of the "relinquished" property are deferred until the "replacement" property is sold at a future date which eliminates any immediate tax obligation. Champion Title partners with Qualified Intermediaries in order to facilitate a smooth transaction for both homeowners and investors.

Title Insurance

Title insurance guarantees that you have legal and "marketable" title to the property you are financing. Title insurance may be issued for both the buyer and for the lender, if there is one. The lender's policy will protect the lender for any defects in the title up to the amount of the loan. The buyer's or owner's policy will protect the new buyer against any flaws in the title. The policy will be good as long as the buyer owns the property. It covers events or circumstances that happened in the past, before the buyer took title to the property.

Title Search

A search made by a title company to determine whether or not the seller actually owns the property. The search will also provide information such as the history of ownership to the property, and determines if any liens, open permits or illegal extensions exist on the property.

Champion University

Champion University offers Realtors comprehensive and lively educational classes from both a legal/theoretical as well as practical perspective that will assist them in their daily business and help ensure the use of "best practices" to benefit their clients. Classes are taught by the extremely knowledgeable real estate attorneys at Kase & Associates, P.C. Each course qualifies real estate licensees for necessary professional continuing or post licensing education credit.

Please contact us if you would like to be included on Champion Title's educational marketing list.

Standard vs Enhanced Coverage

There are two types of Owner's Policies available to the buyer. Please review our comparison chart below to help you decide which policy is best for you.

A Comparison of Owner's Title Insurance Coverage
Protection from financial loss due to: Standard Coverage Enhanced Coverage
Ownership Title: another party claiming an ownership in your home
Public Record Errors: issues relating to an improperly signed document or a document recorded inaccurately at the county recorder's office
Fraud & Forgery: another party having rights in your property arising from forgery or false impersonation
Undisclosed Heirs: an unknown heir claims an ownership interest in your home
Liens: a creditor of the previous owners attempting to enforce a lien
Access: discovering you do not have actual physical access to your home  
Subdivision Law: loss from a violation of a subdivision law resulting in the inability to obtain a building permit*  
Building Permit: if you are forced to remove or remedy your existing structures, other than boundary walls and fences, because they were constructed without obtaining a proper building permit*  
Zoning: if you are required to remove or remedy your existing structures, other than boundary walls and fences, due to a violation of a zoning law*  
Encroachment (your structures on neighbor's property): your neighbor forces you to remove an existing structure(s), which encroaches onto neighbor's land (boundary walls or fences are subject to a deductible)*  
Encroachment (neighbor's existing structures encroaching on your property): your property becomes unmarketable because someone refuses to perform a contract to purchase, lease it, or make a mortgage loan due to your neighbor's structure encroaching on your land  
Encroachment (neighbor creating encroachments after closing): if your neighbor builds any structures after the Policy Date, other than boundary walls and fences, which encroach on your land  
Encroachment (your structures encroaching an easement): if you are forced to remove a structure which encroaches onto an easement or over a building set-back line  
Encroachment (your structures encroaching an easement): if you are forced to remove a structure which encroaches onto an easement or over a building set-back line  
Surface Extraction: loss from damage to existing improvements due the future right to use the surface of the land for the extraction or development of minerals or water  
Covenants, Conditions, Restrictions: if you are forced to remove or correct a violation by a previous owner  
Supplemental Taxes: supplemental or "roll back" taxes for a period before the policy date  
Continuation of Coverage: provides ownership coverage to anyone who inherits the property; a spouse who receives title upon dissolution of marriage; the trustee to whom the insured transfers title and the beneficiaries of the trust
Automatic Increased Coverage: policy liability coverage increases 10% per year for 5 years to a maximum of 150% of the initial policy amount  

*Coverage is limited to deductibles and maximum dollar amounts of liability.