Think you’re crazy for trying to buy a new home while also selling your old one in the process? This is more common than you’d think. There are many others like you who have had to endure the immense stress and fatigue that you feel. To make this process less painful and worrisome, there are… Read more »
In order to be granted a mortgage, you will need to prove to lenders that you have the funds available to make the payments on it. Unless you have hundreds of thousands of dollars at your disposal to spend on a home, you are going to need to obtain a mortgage. Now, you have probably… Read more »
In the market for a new home? Make sure you have enough money saved for the down payment. If you don’t have enough money saved, your mortgage lender will likely require you to get private mortgage insurance. Private mortgage insurance permits homebuyers to receive financing if they can’t afford to make a down payment of… Read more »
Trying to decide between renting or buying a home? Whether you are entering the housing market for the very first time (i.e. Millennials), or just looking to move, this is probably something you’ve been contemplating. When making your decision, it is important to note that the better option will be determined based on your specific… Read more »
Looking to hire a real estate agent to help you find your new home or sell your current one? Make sure you do your research! Not every real estate agent will possess the right knowledge and skills necessary for your situation. Therefore, it is best to reach out to several real estate agents and see… Read more »
Are you on the fence about getting title insurance? There are more issues that can arise with property title than you might think. Below are a few of the most common ones, which may help convince you to get insurance: Clerical Errors During real estate transfers, it is easy for important information to be… Read more »
So, you’re almost the owner of a new home! This is a very exciting time and you should be proud of all your hard work thus far. However, there are still a number of very important steps you must take before attending the closing. We at Champion Title know how confusing and overwhelming this process… Read more »