Think you’re crazy for trying to buy a new home while also selling your old one in the process? This is more common than you’d think. There are many others like you who have had to endure the immense stress and fatigue that you feel. To make this process less painful and worrisome, there are… Read more »
In order to be granted a mortgage, you will need to prove to lenders that you have the funds available to make the payments on it. Unless you have hundreds of thousands of dollars at your disposal to spend on a home, you are going to need to obtain a mortgage. Now, you have probably… Read more »
Trying to decide between renting or buying a home? Whether you are entering the housing market for the very first time (i.e. Millennials), or just looking to move, this is probably something you’ve been contemplating. When making your decision, it is important to note that the better option will be determined based on your specific… Read more »
Looking to hire a real estate agent to help you find your new home or sell your current one? Make sure you do your research! Not every real estate agent will possess the right knowledge and skills necessary for your situation. Therefore, it is best to reach out to several real estate agents and see… Read more »
So, you’re almost the owner of a new home! This is a very exciting time and you should be proud of all your hard work thus far. However, there are still a number of very important steps you must take before attending the closing. We at Champion Title know how confusing and overwhelming this process… Read more »
Recently, there has been a growing number of scams affecting real estate transactions online. In fact, the Internet Crime Complaint Center (IC3) reports that there were close to 10,000 victims of real estate fraud in 2017. The IC3 was created by the FBI to address cyber crimes like these, which have been gaining popularity. Despite… Read more »
While sellers will love the flock of homebuyers that seem to arrive every spring and summer, it tends to make the competition very fierce for the buyers. This competition, along with fewer affordable houses and rising mortgage rates, has turned away many buyers recently. In fact, July experienced the biggest drop in home sales in… Read more »
There are many investment options out there. For example, you could invest in stocks, bonds, or mutual funds and get a return investment of roughly 5 to 7 percent. However, when you invest in the stock market, you do not have much control over the outcome. For those looking to have more control over their… Read more »
Thinking of purchasing a home? Chances are someone has told you to get an appraisal, but you may have no idea what that means. A home appraisalis actually an essential component of the home buying process if you are using a mortgage. So, before buying a home, it’s best that you familiarize yourself with appraisals:… Read more »