Posts Categorized: Homebuyer’s

Renting or Buying a Home: Which Option is Best?

Renting or Buying a Home: Which Option is Best?

Trying to decide between renting or buying a home? Whether you are entering the housing market for the very first time (i.e. Millennials), or just looking to move, this is probably something you’ve been contemplating. When making your decision, it is important to note that the better option will be determined based on your specific… Read more »

Four Questions to Ask Real Estate Agents

Four Questions to Ask Real Estate Agents

Looking to hire a real estate agent to help you find your new home or sell your current one? Make sure you do your research! Not every real estate agent will possess the right knowledge and skills necessary for your situation. Therefore, it is best to reach out to several real estate agents and see… Read more »

The Home Buyer’s Checklist Before Closing on a Home

The Home Buyer’s Checklist Before Closing on a Home

So, you’re almost the owner of a new home! This is a very exciting time and you should be proud of all your hard work thus far. However, there are still a number of very important steps you must take before attending the closing. We at Champion Title know how confusing and overwhelming this process… Read more »

Real Estate Transactions Are Becoming the Target of Scammers

Real Estate Transactions Are Becoming the Target of Scammers

Recently, there has been a growing number of scams affecting real estate transactions online. In fact, the Internet Crime Complaint Center (IC3) reports that there were close to 10,000 victims of real estate fraud in 2017. The IC3 was created by the FBI to address cyber crimes like these, which have been gaining popularity. Despite… Read more »

The Best Times of the Year to Purchase a Home

The Best Times of the Year to Purchase a Home

While sellers will love the flock of homebuyers that seem to arrive every spring and summer, it tends to make the competition very fierce for the buyers. This competition, along with fewer affordable houses and rising mortgage rates, has turned away many buyers recently. In fact, July experienced the biggest drop in home sales in… Read more »

How Real Estate Investing Generates Passive Income

How Real Estate Investing Generates Passive Income

There are many investment options out there. For example, you could invest in stocks, bonds, or mutual funds and get a return investment of roughly 5 to 7 percent. However, when you invest in the stock market, you do not have much control over the outcome. For those looking to have more control over their… Read more »

Buying a Home? Here’s Why You Need an Appraisal

Buying a Home? Here’s Why You Need an Appraisal

Thinking of purchasing a home? Chances are someone has told you to get an appraisal, but you may have no idea what that means. A home appraisalis actually an essential component of the home buying process if you are using a mortgage. So, before buying a home, it’s best that you familiarize yourself with appraisals:… Read more »

How AI Is Transforming the Mortgage Industry

How AI Is Transforming the Mortgage Industry

As AI technologies become more and more powerful, they are beginning to find use in the mortgage industry. The mortgage process was once seen as a negative customer experience because it was so time-consuming and there were many opportunities for error. Technological innovation has allowed this process to turn automated, and today there is even more… Read more »