Refinancing your mortgage can be a smart way to lower your monthly expenses and provide additional cash for your business. Lending institutions continue to offer favorable interest rates, and this might be a good time to take advantage of looser credit restrictions to utilize this money-saving tactic. But before you make the move to refinance… Read more »
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Owning a home was once the American dream, but it seems that members of Generation X would rather rent than purchase. The surprising trend has its reasons, and there is a good chance that Generation Xers will continue to balk at the idea of making such a major purchase. Decreasing Numbers of Homeowners in Generation… Read more »
The Consumer Financial Protection Bureau (CFPB) was established by the Dodd-Frank Act of 2010 as part of the federal government’s response to the financial crisis of 2008. Like any economic development, good or bad, the 2008 real estate market crisis consisted of a dangerous combination of irresponsible lenders, unsophisticated borrowers and weak consumer protection in… Read more »
From May 18 – 20, title industry professionals are flocking to the nation’s capital for ALTA’s 2015 Federal Conference and Lobby Day. “Government policy has changed the marketplace and affected the way ALTA members conduct business. While our industry has met shifting expectations, we must continue to explain to legislators and regulators the value of… Read more »
Now that it’s spring, summer is well on its way. With August 1, 2015 being the effective date for the implementation of the Consumer Finance Protection Bureau’s new TILA-RESPA regulations, it’s essential for real estate professionals to commit to take the necessary steps to remain compliant. Champion Title wants to educate our Realtors, loan officers… Read more »
Straight talk about how we can have a smooth transition to the new CFPB regulations and the Closing Disclosures. Download PDF to learn more.
New mortgage disclosure forms and how they change every transaction you work on after August 2015. Download PDF.
Champion Title Intro Training Video. Champion Title’s training videos were created to provide our clients and customers with helpful resources to better understand the title/closing process. Below are instructional videos that we hope you find beneficial.
HUD Resale Video